Disclaimer for Consensus Estimates

This analysis is a collation of underlying, publicly available estimates made by contributing investment analysts and is not, in any way, based on Hogg Robinson Group plc ('HRG') forecasts.  HRG is not authorised by the FSA and cannot offer investment advice.  The underlying estimates are the responsibility of each individual contributing analyst alone and have not been commented on by HRG.

This information should not be relied upon in any investment decision, and although HRG intends to update the analysis periodically, HRG assumes no obligation to update or revise such information to reflect circumstances existing after the stated date of estimate.  Financial estimates are, by definition, forward looking and therefore subject to various risks and uncertainties which are themselves subject to change at any time.  In the event that such risks or uncertainties materialise, HRG's results could be materially affected.

None of HRG, its subsidiary undertakings or any director, officer or employee of HRG or its subsidiary undertakings gives any representation or warranty, express or limited, as to, or accepts any responsibility for, the accuracy of the estimates used in this analysis and none of them have any liability whatsoever for the consequences of any reliance or actions taken based on any of the information in this analysis.

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